Boat Insurance for Penned & Moored Boats
And we'll locate your next boat
Another reason Boatlocator is the smart way to buy your next penned or moored boat is we help you arrange finance and insurance for boats we sell as part of our service, saving your time and helping your deal go smoothly. We are agents for both Nautilus and Club Marine, who insure most of our pleasure and charter boats, and when you buy through Boatlocator we'll do the leg work for you to arrange quotes, surveys and forward vessel details to the insurer of your choice.
Club Marine and Nautilus offer cover for your vessel against accidental loss or damage, as well as third party cover. To decide which policy is right for you, always read the product disclosure statements which explain what is and isn't covered. Then to insure your boat, whether you've bought it from us or not, call us on 1300 309 567 and we'll give you a quotes and help taking out a policy with your chosen insurer.
A Few Common Issues
Penned boats over 20 or 25 years of age, depending on the insurer, will require an out of water survey to ensure they are in safe condition. You can also need a survey if your boat is not a stock production model (custom built), is a multi-hull or is constructed of a material other than fibreglass or aluminium, among other reasons. If you are required to provide a survey, you will need to get a surveyor to inspect the hull, steering, engine, tanks and electrical wiring, safety gear and navigational equipment to give the insurer an indication of your boat's condition and seaworthiness.
Owners of penned and moored craft on the north coast of Australia, North-West WA and North QLD will generally need to make arrangements to move the vessel to a safe harbour and secure it appropriately in the event of a cyclone.
If you require cover for Blue Water cruising, an insurer may be able to extend your policy to cover it, providing you and your boat meet their certain guidelines. They include things such as the age, construction, and your own personal experience.

